关键词: 土地信用, 扶植自耕农, 农村金融, 信用合作社, 中国地政学派

Abstract: The depletion of rural finance and lack of land credit was one of the important reasons of the concentration of land and the prevalence of usury in the rural modern China. In order to revitalize the countryside， the movement of fostering peasant proprietors led by the national government and its official school promoted the creditization of land and fostered peasant proprietors so as to finally transfer land ownership to peasants. Moreover， the movement enlivened rural finance and improved the credit ability of peasants in some areas.However，the actual operation of the amortization credit mechanism showed that the cultivation of peasants credit ability was not only about the transfer of land rights， but also required the dual support of financial and administrative power， and needed to strengthen the awareness of land property rights and the spirit of the market contract.

Key words: land credit, fostering peasant proprietors, rural finance, credit cooperative, Chinese school of land economics