Abstract: At present, the imperfect financing system, the incomplete industrial chain and the excessive dependence on bank loans lead to shortage of funds. From the point of pension real estate industrial chain, the paper analyzes the mechanism of financial support to alleviate fund problem of the pension real estate, and demonstrates its feasibility. It is proposed to build a multilevel financial support system and financing service system in the way of pension real estate industrial chain, and promote the role of financial support in different stages of pension real estate projects to promote the abutment of financial resources and pension resources.It summaries the function of enterprises in the industrial chain, and puts forward the strategies to promote operation of financing system.

Key words: pension real estate, financing, industrial chain, financial support

摘要： 目前融资体系的不完善、产业链的不完整和房地产企业过度依赖银行贷款，使得养老地产项目无论是短期还是长期都面临资金缺乏的风险。以养老地产产业链作为切入点，分析融资体系构建对于缓解养老地产资金问题的作用机理，论证其可行性。提出以养老地产产业链为思路，构建多层次金融支持体系和融资服务体系，并分阶段推进金融支持在养老地产项目不同阶段的作用，促进金融资源与养老资源的对接。总结各企业在养老产业链上的作用，提出产业链上融资体系运作的思路。

关键词: 养老地产, 融资, 产业链, 金融支持