Abstract: Online supply chain financial models have become important financing methods of SMEs in the current epidemic. The development of online supply chain finance in Quanzhou is fast. The paper summarizes three supply chain financial models in Quanzhou. They are bank selfbuilt platform model， supply chain platform and finance model and access to national supply chain financial platform. Then the paper points out that the main problems in the development of online supply chain finance in Quanzhou are single model， fewer financing platforms and products and weak risk control capabilities. Finally， some countermeasures are proposed from the aspects of platform construction， stimulating the vitality of supply chain financial subjects， and improving the risk control system.

Key words: online supply chain finance, financing model, financing platform

摘要： 线上供应链金融成为当前疫情下助力中小企业融资的重要方式。泉州线上供应链金融发展较快，总结概括泉州的三种供应链金融模式为银行自建平台型供应链金融模式、产业集群供应链平台+金融模式和接入国家级供应链金融平台模式；分析线上供应链金融发展中存在供应链金融模式单一、融资平台和产品较少、风控能力较弱等主要问题；分别从平台建设、激发供应链金融主体活力及完善风控体系等方面提出对策。

关键词: 线上供应链金融, 融资模式, 融资平台