关键词: 商业银行, 影子银行, 混业经营

Abstract: Theres no doubt that the emergence of shadow banking will affect traditional banking. The ways are taken by traditional banking to cope with opportunities and challenges caused by shadow banking. The contribution of traditional banking to social financing is analyzed from the starting point of concentration of bank market. It is confirmed that mixed operation is the tendency of our traditional banking through Johansen cointegration test and VEC model. Some measures to convert the ways of development and deepen reforms of traditional banking to adapt to current financing environment are raised.

Key words: traditional banking, shadow banking, mixed operation