关键词: 住房公积金监督管理机构, 住房公积金监管, 住房公积金

Abstract: Housing provident fund system is a social security system of China. There exist regulation deficiencies on housing provident fund mainly in three aspects: unclear legal status of regulatory and oversight units, low coefficient of risk prevention, legal system’s lack of maneuverability, regional income disparities, lack of metrics, regulatory difficulties. Regulators need to improve the clear legal status of the housing provident fund management institutions, weaken its administrative color, make clear the monitoring procedures, enhance its maneuverability, strengthen supervision and use of housing provident fund.

Key words: regulatory agencies of housing provident fund, regulatory of housing provident fund, housing provident fund