关键词: 金融抑制, 利率管制, 民营银行

Abstract: Firstly, the definition of shadow banks is analyzed and the main characters of shadow banks are pointed out. Secondly, the process of reforming Chinese financial system and the main characters of financial system are reviewed and the depressing financial system which is the important reason for shadow banks is pointed out. Finally, its own solutions to solve the shadow banks are given.

Key words: financial depressing, interest control, private banking