重庆交通大学学报(社会科学版) ›› 2024, Vol. 24 ›› Issue (2): 69-82.

• 经济管理 • 上一篇    

基本医疗保险欺诈现象影响因素与治理对策——基于31个省级地区典型案例的模糊集质性比较分析

任代俊1,2   

  1. 1中国科学院大学,北京 100049;2中国科学院 科技战略咨询研究院,北京 100190
  • 收稿日期:2023-05-09 修回日期:2023-06-27 发布日期:2024-04-01
  • 作者简介:任代俊,男,中国科学院大学、中国科学院科技战略咨询研究院公共管理专业博士研究生。

Research on Influencing Factors and Countermeasures of Basic Medical Insurance Fraud Phenomenon Based on a Fuzzyset Qualitative Comparative Analysis of 31 Provinces in China

REN Daijun1,2   

  1. 1.University of Chinese Academy of Sciences, Beijing 100049, China; 2.Institutes of Science and Development, Chinese Academy of Sciences, Beijing 100190, China
  • Received:2023-05-09 Revised:2023-06-27 Published:2024-04-01

摘要: 基本医疗保险欺诈案例时有发生,严重危害医疗保障基金安全,给基金监管带来压力并引发社会关注。从公共政策的视角出发,以经典政策执行模型为理论基础,采用模糊集质性比较分析方法,选取国家医疗保障局公布的31个省级地区的典型案例,探讨基本医疗保险欺诈现象的影响因素与形成路径。引致医保欺诈现象高发的三个构型分别为基金结余不足型、经济—监管失衡型和经济发展乏力型,治理的总体策略是调整优化财政社会保障力度,具体对策是实施医保基金精细化管理、加强信息化建设和发展民生经济等。

Abstract: Instances of fraud in basic medical insurance occur from time to time, posing a significant threat to the security of medical insurance funds and exerting pressure on fund supervision while attracting societal attention. This paper adopts a public policy perspective and utilizes the classic policy implementation model as a theoretical foundation. Using the fuzzyset qualitative comparative analysis(fsQCA) method, it selects typical cases from 31 provinciallevel regions published by the national healthcare security administration to explore the factors and pathways influencing fraudulent activities in basic medical insurance. The following conclusions are drawn: three configurations contribute to the high incidence of health insurance fraud, namely, the “insufficient fund surplus”type, the “economicregulatory imbalance” type, and the “weak economic development” type. The overall strategy for governance is to adjust and optimize the level of financial social security. Specific countermeasures for the aforementioned configurations include implementing refined management of healthcare insurance funds, strengthening information technology infrastructure, and promoting the development of peoples livelihood economy.

Key words: basic medical insurance; fraud; influencing factors; countermeasures; fsQCA